Individual Plans
More Employers Moving To Defined Contribution Health Plans
Friday, January 25th, 2008USA Today has a story (reprinted below)about the shift of more and more employerstowards a defined contribution model of providing health insurance.Just as retirement and pension plans movedfrom defined benefit to defined contribution in the 1980’s,health care benefits will change in this direction.
****************Employers put health coverage in workers’ hands
By Julie Appleby, USA TODAY
Nick
Trikolas plans to […]
The simplest way to compare individual health insurance plans
Monday, October 8th, 2007I learned this from Bob Vinyard.
The most simple method of comparing plans is to look at your annual
premium + your out of pocket on a major claim.
The plan with the lowest
total at risk (premium + OOP) is the plan that you should choose.
The Wall Street Journal Notices Individual Health Insurance Market
Tuesday, August 21st, 2007The individual health insurance market is hot, and getting hotter.
MP McQueen, writing in today’s Wall Street Journal notices that the big insurance carriers are introducing many new individual health insurance products to fit various market niches.
So, what I want to know is,where is the innovative company thatwill take all these products directly to the consumer,belly-to-belly, […]
Google Health Screenshots
Tuesday, August 14th, 2007Everybody wants to jump on the health information bandwagon.
Both Microsoft and Google are close to launching their respective attempts to grab a nice seat right at the front of the bandwagon.
Here’s some of the first screenshots of Weaver, Google’s codename for their health information storage program. This story comes from Blogoscoped.com.**********************
Google Health, codename “Weaver”, is […]
Noted Economist Lauds Individual Health Insurance, HSA and HRA Plans
Saturday, July 21st, 2007Consuala Mack looks at the high cost of health care and the soaring prices of energy.
Think you are captive to rising gasoline prices and expensive health insurance?
Two WealthTrack guests say not.
Best selling author and economist, Paul Pilzer explains how to get good quality, affordable health insurance and energy and environmental expert, Bill Paul […]
Health Savings Accounts HSAs, pro and con from the Washington Post
Monday, June 11th, 2007Susan Straight, writing in the June 10 Washington Post, gives a fair and balanced rundown of the pros and cons of health savings accounts (HSA).
Of Sickness and of WealthHealth Savings Accounts Make Sense if You’re Physically and Fiscally Fit
By Susan StraightSpecial to The Washington PostSunday, June 10, 2007; F01
When
Shannan Phillips’s employer went out of business […]
CBS Examines Individual Health Insurance Market in Two-Part Series
Thursday, May 24th, 2007CBS’ “Evening News”
on Wednesday reported on the “new uninsurables” — individuals who are
“denied individual health insurance, but not for a serious illness.”
According to a 2006 survey by the Commonwealth Fund,
89% of U.S. adults who apply for individual health insurance policies
do not obtain policies because their applications were denied or they
could not afford coverage.
Insurers that […]
HRAs and Premium Reimbursement
Sunday, May 20th, 2007HRA expert Brent Heurter briefly explains how employers can control costs at the same time they actually improve benefits for their employees.
Click here to learn more from Brent Heurter
